① 京东金条可以分期还款吗可以分成多少期呢
京东金条是可以分期还款的。但需要注意的是，如果你想要选择分期还款的话，一定要在借款时就选择。因为京东官方规定，在用户借款成功后不能再进行分期操作。京东金条按1、3、6、12（期）进行分期，最低可分1期，最高可分12期，具体可分期数要以页面显示为准。
② 京东白条的分期次数有限制吗
目前京东白条可以分的期数有3、6、12、24期，消费时可选择订单分期，消费完成后出账单前或出账单后也可分期。操作如下：
1、订单分期：选好商品后在收银台选择白条支付，并勾选分期即可。
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2、未出账单分期：账单出账前分期可单笔订单分期也可多笔订单一起操作分期。
电脑端：【京东金融首页】-【我的资产】-【我的白条】
1）、在未出账单中选择我要分期按钮
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2）、进入未出账的订单列表页，选择可操作不分期改分期的订单，可以选择一单，也可以选择多笔。（已分期订单、金额小于10元、已发生还款订单不支持改分期）
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3）、选择分期期数，首次还款将在下一期账单开始
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4）、分期成功，成功后分期订单不可逆
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移动端：京东金融APP首页-白条-白条可用额度
1）、点击白条可用额度，查看X月白条账单-未出账单
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2）、进入未出账单详情，点击【账单分期】
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3）、进入未出账的可分期订单列表页，选择可操作不分期改分期的订单，可以选择一单，也可以选择多笔。（已分期订单、金额小于10元、已发生还款订单不支持改分期）
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4）、选择分期期数，点击【确认分期】，输入支付密码，完成分期，分期之后不可逆。
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3、账单分期：消费时未做订单分期，账单出账后到最后还款日前可申请账单分期。已申请过订单分期的订单，不可再做账单分期。
电脑端：【京东金融首页】-【我的资产】-【我的白条】
1）、找到已出账单后，点击账单分期
2）、此处会展示您的可分期金额、分期服务费率，可分期金额可自定义修改，最低100元。
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3）、待用优惠处可展开查看您的可用优惠，勾选后输入京东支付密码，确认分期即可。
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金融APP端：
登录【京东金融App首页】-【白条】-【白条可用额度】-【X月账单（已出账）】-【账单分期】-【勾选分期期数-确认分期】-【输入支付密码-确定】
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